There is an annual fee charged for the CCB credit card, but if the applicant does not want to activate it after the application is approved, there is no annual fee. The annual fee charging standards for CCB credit cards are as follows:

1. The annual fee for regular cards is 80 yuan.

2. The annual fee for gold card is 160 yuan.

3. The annual fee for the standard platinum card is 580 yuan.

4. The annual fee for a car card is 200 yuan.

Construction Bank credit card can be applied for through the following methods:

1. Apply at the counter. Bring your ID card and application-related information and fill in the form at the counter of any branch of China Construction Bank. Just fill in the credit card application form and submit relevant information.

2. To apply online, log in to the official website of China Construction Bank Credit Card, click Apply Now under Credit Card Online Application on the homepage, select the credit card you want to apply for, and click Apply Now.