Credit card installment repayment means that when the cardholder uses a credit card to make large purchases, the bank pays the merchant a one-time payment for the goods purchased by the cardholder, and then allows the cardholder to repay the money to the bank in installments. The process of making a deposit and paying the handling fee.

The bank will deduct the consumption funds and handling fees in installments from the cardholder's credit card account based on the cardholder's application, and the cardholder will repay according to the monthly credit amount. There are three ways to handle credit card installment repayment:

1. Apply by phone.

Call the card-issuing bank’s customer service center to apply, and you will be transferred to manual customer service. Professional staff will handle the installment repayment for you;

2. Apply on the official website.

Log in to the official website of the card issuing bank, enter the credit card center, and click to fill in the application according to the instructions on the page;

3. Process at bank branches.

Bring your ID card and credit card to the bank counter to apply for credit card installment business, and the staff will guide you in the operation.