1, good credit record.
The prerequisite for applying for temporary credit line of ICBC is that your credit is good, there is no overdue record, and there is a certain credit card. In daily life, it is best to develop the habit of swiping your card when you can. On the one hand, you can use the interest-free period of the bank for free, and on the other hand, you can become an active user of the bank invisibly. Usually the bank will give a quota to the active users of the bank.
2. Long consumption time
For cardholders who have been trading for more than 1 year and have monthly transactions, ICBC will generally take the initiative to withdraw their credit cards. If customers take the initiative to apply for permanent withdrawal, the chances of bank approval are also higher.
3. High consumption amount
Irregular large-scale consumption, which can be repaid normally afterwards, is usually defined as a quality customer by banks. After judging whether the cardholder has a large demand, increase the credit limit as appropriate.
4. The card holding time is 3 months.
China Industrial and Commercial Bank stipulates that you can generally hold a card for at least 3 months before you can increase the temporary credit card limit.