Post Bank ETC is associated with a credit card, and annual credit card fees are required. ETC's credit card types are divided into gold cards and ordinary cards. The annual credit card fee for the gold card is 125 yuan/year, and the annual credit card fee for the ordinary card is 50 yuan/year. When a customer uses their credit card 6 times in a year, the original annual credit card fee will be waived.
What is the limit of Postal Express ETC credit card?
The limit of a postal express ETC credit card is generally 500 yuan, and it is difficult to increase the limit of a postal express credit card. Ways to increase your credit limit include:
1. Use credit cards frequently and repay loans on time. If your account turnover is high, financial institutions will think that you are a person who is always rich, and this type of person is the most loved by financial institutions.
2. Apply to increase the quota. Applications for increasing the credit limit are generally difficult to approve, because the increase in the credit limit depends on the user's long-term credit status, accounting flow and other information. It is not a special situation and it is difficult for you to suddenly increase your limit in a short period of time.
3. Depositing deposits on a credit card can increase the credit card limit. Users with long-term credit card overpayments will also be confirmed to have the ability to repay the loan, so the financial institution will increase the limit.
The user evaluation of Postal Bank ETC is quite good. After all, it is one of the state-owned commercial banks, and the service level cannot be bad without a doubt. But there are also some small details, such as deposits, etc., or improvements that need to be made. I hope Postal Bank will show stronger performance.
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