1. The credit card chip is damaged or demagnetized;
2. The customer has just got a new card and has not activated the card opening;
3. The credit card has expired and has expired;
4. Use single-logo foreign currency cards issued by foreign card organizations in the UnionPay channel (such cards cannot be used on domestic POS machines with UnionPay logo);
5. The account is locked and unstable to use;
6. number six. The POS machine is broken and can't receive the signal;
7. The consumer's environmental signal is not good, or the connected network is not smooth.
If only the card is not activated, the customer can use it after activating the card. If there is something wrong with the card, the customer can only use another payment method first, and then try again to see if the card can return to normal. For example, if the card is damaged or expired, he can go to the bank to get a new card. If there is a problem with the POS machine or the merchant, then the customer can trade with the POS machine or spend with other merchants, and the card itself is fine.
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What should I do if the credit card holder fails to authenticate?
First: APP card opening authentication failed. If this is the case, you should not re-authenticate. First call the bank customer service to choose manual service, explain the problem to the manual customer service, and they will find out the problem and solve it for you in detail.
Second, the machine failed to display authentication during the process of swiping the card. In this respect, you need to consider whether your card is abnormal, whether the new card is not activated, whether the consumption right has not been opened or whether the old card has expired. The failure of cardholder authentication should be a problem when swiping the card. At this time, we can look at these aspects:
1. This is the error code returned by UnionPay. Generally, you can only change your card.
2. The status of check card, whether the magnetic stripe card is degaussed frequently with the metal mobile phone, whether it is an inactive card (in this case, a credit card), whether it is locked due to too many wrong passwords entered on other machines that day, and finally whether the card is expired (in this case, a credit card). Finally, you need to call the bank customer service to confirm.
How to solve the failure of cardholder authentication when swiping a credit card?
When swiping the card, it shows that the cardholder's authentication failed, and there are many reasons why the card cannot be swiped. Generally, there are the following categories: First, the card status is abnormal, such as the card has been degaussed, the card has not been activated, the password has been locked too many times, and the card has expired. It is recommended to call the customer service hotline of CCB for confirmation; Second, there is no problem with the card, but the POS signal is not good, and the failure to connect to the network will also lead to the failure of swiping the card; Third, if the cardholder holds an IC chip credit card, because UnionPay has turned off the downgrade transaction function, if the cashier still operates the transaction by swiping the card instead of inserting the card, it will not be available.
Credit card swiping shows that it is not authenticated, so you need to go to app for authentication and cash withdrawal.
In order to avoid stealing brushes.
When the user receives the credit card, there will be a verification number on the back of the credit card. You need to log in to the relevant credit card APP first, set the login password in the APP, and finally set the inquiry password. Login password and query password are generally different, just set two different passwords, which can further protect your funds. After finding the button to activate the credit card, you need to enter the verification number on the back of the credit card, and finally carry out real-name authentication.
After one authentication, there is no need to authenticate again after swiping the card. In general, you only need to identify the card before swiping it.
When you use a credit card to swipe your card, you will be prompted that the magnetic stripe card is not authenticated. Please identify it.
Take my valid ID card to the bank counter to check a bank card, whether the magnetic stripe is demagnetized and whether to change the card.
According to the deployment of the People's Bank of China, before the end of 10, the national POS machines will close the downgrade transaction of chip bank cards, and the payment of chip cards will bid farewell to swiping cards and usher in the era of card insertion. Starting from next year, the newly issued bank cards in economically developed areas should be chip cards, and magnetic stripe cards will gradually stop being used.
Led by Wenzhou Central Sub-branch of China People's Bank, a two-month large-scale financial IC card marketing campaign involving all commercial banks and UnionPay in the city came to an end.
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Authentication includes two aspects.
1. User authentication: the network authenticates users to prevent illegal users from occupying network resources.
2. Network authentication: users authenticate the network to prevent users from accessing illegal networks and being defrauded of key information.
This two-way authentication mechanism is AKA (Authentication and Key Agreement) authentication.
This concludes the introduction of credit card unauthenticated and credit card unauthenticated magnetic stripe cards. I wonder if you found the information you need from it?