You can pay social security if your credit card is overdue. Overdue credit cards will not affect the purchase of social security. Overdue credit will result in a bad credit record, which will affect financial services. However, there is no need to refer to personal credit when applying for social security, so you can also apply for social security if your credit card is overdue.

What should I do if my credit card is overdue and I have no money?

The handling method is as follows:

1. You can explain the situation to the bank.

2. Apply for installment repayment and try to reduce the monthly repayment amount to the minimum so that you can pay it off slowly.

3. If you just have no money temporarily, you can also borrow money from your friends and repay it. Later, when you have money, you can return it to your friends. However, you must repay the loan on time.

In summary, overdue credit cards have nothing to do with social security cards. After all, overdue credit cards affect personal credit records. However, there will be no credit check when paying social security. As long as the social security application conditions are met, and If you have the money to pay social security, you can apply for it. If you have paid social security, you can get a social security card.

Legal basis:

"Social Insurance Law of the People's Republic of China"

Article 2

The state establishes basic pension insurance , basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens’ rights to obtain material assistance from the state and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

Article 4

Employers and individuals within the territory of the People’s Republic of China and the People’s Republic of China pay social insurance premiums in accordance with the law and have the right to inquire about payment records and personal rights records, and request social insurance managers to The agency provides social insurance consulting and other related services.

Individuals enjoy social insurance benefits in accordance with the law and have the right to supervise the payment of contributions by their units.