The comprehensive score of a credit card is a score given by the bank after a comprehensive score of various factors of the cardholder. Among them, the comprehensive score of a credit card is the review score of the credit card application. This score can play a key role in whether you can apply for a credit card later.

In these cases, the following two situations will lead to insufficient overall credit card score:

1. Failure to meet the requirements stipulated by the bank

The most common reasons It’s just that the credit card points are too low. If the bank's card issuance standards are not met, the credit rating of the applicant will be assessed as unqualified.

2. Incomplete submitted information

Although the credit card information does not provide detailed information or is missing information from the cardholder, it will also delay the credit card review process, resulting in an insufficient overall credit card score.

How to solve the problem of insufficient comprehensive score of credit card?

Credit card application is rejected due to insufficient comprehensive score. A better way is to find out in detail the reasons for insufficient comprehensive score, and then Prescribe the right medicine to find the solution:

Due to the insufficient comprehensive score caused by the lack of own conditions, in addition to working hard to improve their qualifications, card applicants can also choose to transfer to apply for certain credit cards with lower application thresholds. .

Therefore, if the comprehensive score is insufficient due to incomplete credit card application information, you can re-apply with the information completed within a period of time.