There is no comparison. Beibu Gulf Bank is an autonomous region bank, and the other two are commercial banks in prefecture-level cities. If you have to compare, Beibu Gulf Bank has the largest total assets, but the worst profitability. According to Beibu Gulf According to the bank's statement, if the autonomous region does not pull orders for it, it will go bankrupt within a year. Guilin Bank has the most dispersed equity, the strongest profitability and growth, and Liuzhou Bank's outlets are highly concentrated in Liuzhou urban area, ranking second in overall strength.

The basic functions of the credit cards of major banks on the market are similar. What is different is their preferential mechanism. Cardholders need to understand that the preferential points of credit cards of different banks are more favorable and convenient for swiping the card?

1. Industrial Bank’s Industrial Bank credit card supports Tenpay’s repayment gold card and you can also enjoy airport VIP lounge services. The disadvantage is that there are few outlets. This bank’s credit card is used for frequent flyers and does not want to pay the annual platinum card fee. Friends? 2. Minsheng Bank Minsheng Bank’s credit card points are of high value, installments do not account for the limit curve and there are no handling fees. The gold card has lawyer services. The disadvantage is that it charges card fees and has few outlets. This bank’s credit card is suitable for friends who value points more

3. The credit card installment limit of China CITIC Bank is relatively high and does not account for the limit. The disadvantage is that the points on the branch are not permanently valid. You must swipe it once within 30 days after the card is approved, otherwise you will be charged an annual fee. Is it suitable for friends who need to cash out in installments? 4. China Merchants Bank. Except for the very impersonal points policy and the very short interest-free period, this bank's credit card is better in other aspects. The service is particularly good, the limit is relatively high, and the limit increase is user-friendly. , all card bills are consolidated into one, this bank’s credit card is suitable for friends who value service more than points. 5. China Everbright Bank’s credit card has a beautiful appearance, low threshold, and many activities. There is no annual fee if you swipe it three times. Free text messages remind you to earn points for online purchases. The disadvantage is that there are few outlets and the installment fee is very high. People with many cards are basically not approved. Suitable for collection.