1) Youth Card: I graduated in 2003, have a junior college degree or above recognized by the State Education Commission, have a regular job (after the probation period), and are between the ages of 18-30. I can apply separately with my ID card. You can handle it at the counter or direct sales. Generally, the credit limit of this card is 5000, and the withdrawal amount is consistent with the credit limit, which is more cost-effective for young people.
2) Standard cards: such as Phoenix Carp Card and the recently launched Expo Card. Such a card requires that the applicant must be 18 years old, but not over 65 years old; Have a regular job with an annual salary of at least 24,000 before tax; When applying, you must submit a copy of your ID card, proof of income and proof of residence. If you are in Shenyang, you must also have a real estate license. In addition, it is best to pay for the application now. You can submit materials in direct sales, because at present, the counter no longer accepts personal submissions, unless you use a card (which has other bank credit cards and has been held for more than 6 months) or add a card (which already has a Bank of Communications credit card).
3) Co-branded cards: At present, Bank of Communications has launched N kinds of co-branded cards, such as Suning Card, Wal-Mart Card, Jinjiang Star Card and Aviation Secretary Card. , and also launched their own co-branded cards for different regions. Generally, this kind of card can be handled in direct stores or stores like Suning and Wal-Mart. The information submitted is generally ID card and income or work certificate.