Current location - Trademark Inquiry Complete Network - Overdue credit card - Is there any interest on the monthly repayment after spending RMB 10,000 with the China Construction Bank Dragon Card?
Is there any interest on the monthly repayment after spending RMB 10,000 with the China Construction Bank Dragon Card?

The poster used a CCB credit card to spend 10,000, and then wanted to repay it in installments, right? You can apply for consumption installments, and a certain monthly handling fee will be charged without interest. 10,000 yuan, for example, divided into 6 installments, the handling fee interest rate is 0.6 (charged monthly), calculated as follows:

Handling fee: 10,000*0.006=60 yuan/month? 6-month handling fee*** Total: 60*6=360 yuan.

Principal: 10000/6=1666.67 yuan/month

Amortized and repaid every month: 60 1666.67=1726.67 yuan?

In addition, consumption Installments must be made after consumption to 2 days before the latest bill date. You can register as a real-name user on the CCB credit card website, enter "My Credit Card", select an unbilled RMB account, click the "Apply for Consumption Installment" button, select the number of installments, confirm the application information and submit. Attached picture: Consumption installment fee rate