1. Yes, if your credit card is overdue for 10 days, a credit report will be filed.

2. Detailed description:

a. The credit reporting system is an institution that records personal credit status. It collects personal credit information and provides it to financial institutions and other authorities. The institution being queried.

b. Overdue credit card refers to the failure to repay the minimum payment or the full amount on the credit card bill on time. During the overdue period, the arrearage and interest will accumulate every day.

c. Overdue credit cards are considered bad credit behavior and will have a negative impact on personal credit scores. Once the payment is overdue for more than 10 days, the bank will usually report this information to the credit reporting system.

d. Overdue records in the credit information system may affect the approval results of future personal applications for loans, credit cards and other financial services.

3. Summary: Credit cards that are overdue for 10 days will be subject to a credit report, which will have a negative impact on personal credit scores and may affect future loan and credit card applications.

4. Extended information (120 words): In China, overdue credit cards are a breach of contract. The longer the overdue time, the greater the impact. In addition to credit reporting agencies, overdue records may also be shared with other financial institutions and related partners. Therefore, paying off credit card debt in a timely manner is an important measure to maintain good personal credit.

Please note that the information provided above is based on general experience only and specific situations may vary due to bank policies, regional differences or other factors. It is recommended that you consult relevant professionals for accurate and personalized advice.