No.

According to Caiti.com’s inquiry, electronic money uses computers or stored-value cards to conduct financial transactions and payment activities, such as various credit cards, stored-value cards, and electronic wallets. The credit card is a monetary medium, basically equivalent to a wallet (although you spend other people's money first), and has no use value on its own. In general, credit cards are not electronic money, but electronic money can be used for transactions and payments by binding to an electronic payment platform or to a bank card.

Any special card that can provide the cardholder with a credit certificate and allow the cardholder to shop, consume or enjoy specific services can be called a credit card.