Does the subject want to ask "5 1 personal loan repayment period is only 7 days?" No, according to the inquiry about 5 1 personal loan in official website, there is no grace period for 5 1 personal loan. As long as there is no repayment on the repayment date, it will be regarded as overdue, and overdue records will be reported to the credit information system. 5 1 Credit Card is a credit card management and loan service provider, which mainly provides online credit card management, credit card application and consumer finance services for users. The company also independently developed the iCredit big data risk control system to ensure the security of the platform.