2. Card swiping is abnormal. When using a credit card, if there is a reminder of the reduction, there must be an abnormality in swiping the card. For example, if you go to the breakfast shop to swipe your card, you end up swiping five or six thousand. This is a very unconventional card swiping. If this abnormal situation occurs frequently, it will affect the normal use of credit cards.
abnormal card swiping, including abnormal card swiping time. For example, in the middle of the night, there was a consumption in the supermarket. Obviously, this kind of supermarket is not open 24 hours a day. Don't have this kind of abnormal card swiping time.
3, cash is obvious. If your credit card has a limit of 1,, you can only swipe your card once a month, and the limit is 1,. Obviously, it is an act of cashing out.
you can brush two or three thousand first, and then two or three thousand at intervals. In short, you can't swipe your card only once a month and brush out all the quotas.
the main purpose of a credit card is to be used for daily consumption, but any abnormal situation that violates daily consumption is not allowed. Therefore, reasonable consumption, careful credit card.
to sum up, there should be no overdue when using a credit card, and there should be no abnormal swiping.
Credit card is a good thing, which is very convenient to use. It can bring short-term capital turnover without any interest to friends. As long as you say that the money will be returned during this period, then good use is a sharp weapon, and improper use will turn into a card slave. So what should be paid attention to in the process of swiping the card? Today, Kaka will analyze it with everyone.
do you know the major taboos of credit card swiping?
1. Don't let your credit card overdraw
Overoverdraw here doesn't mean that you swipe your card indiscriminately, but that you have exceeded your repayment ability when spending a large amount, so we should all look at our repayment ability when spending. If your monthly income is 1,, then you'd better spend 5,, and your repayment should not have any problems, and this life will not have any impact, so we are here.
do you know the major taboos of credit card swiping?
2. I excessively want to withdraw my credit card.
Many small partners do not have a very high credit card amount when they get off the card, so they are on the way to withdraw the amount when they use the card in the later period. Every time they withdraw the amount, the bank will tell you that you can't withdraw the amount temporarily because your comprehensive score is insufficient, so it is recommended that you spend more. Repayment after spending more is a problem, and if the amount is large in the later period, it will be certain for future loans.
3. Overdue for your credit card
Many small partners have overdue their credit cards. Although they have paid back the money in the later period, there is a stain on your personal credit information. No matter what the reason is, the overdue will have the same result, that is, you will have a serious impression as long as you borrow money or apply for a credit card in the future.
do you know the major taboos of credit card swiping?
4. Apply for a credit card crazily
When we apply for a credit card, we all hope that the higher the credit card limit is, the better. If the credit card limit is low, we will also try to improve it by swiping it. After I have used the credit card for several years, I found that there are several things to be clarified when using the credit card.
1. Whether the credit card limit is 1,, 5, or 1,, the money that can be swiped out does not belong to me, but to the bank.
2. It may be exciting and beautiful when spending, but when it comes to repayment, you will be dumbfounded. If you take something that does not belong to you, you will have to return it sooner or later.
3. We can't use the money in the credit card to invest or start a business. If we go on like that, our life will only get worse and worse, and we will be constantly under the pressure of repayment.
4. We can't handle some POS machines to raise cards with cards. There is no source of capital income, and the pit can only grow bigger and bigger.
5. Credit card money can only be used for our short-term consumption, not for our long-term life.
6. Only when we have a correct understanding of credit cards and use them reasonably will we benefit a lot. Once we rely too much on them, it will bring endless harm.