There is no charge for handling China Merchants Bank credit card. Institutions that need to charge fees are generally deceptive, just to defraud money and user information. It is suggested to be vigilant and not to be deceived. To apply for a credit card, you must first meet the three basic conditions of being between 18 and 65 years old, having stable repayment ability and good credit standing, and then provide ID card, income certificate and financial certificate. The channels for applying for a credit card are as follows:

1. Official website processing

Log in to the bank official website, enter the credit card center, fill in the information according to the page prompts, and submit the application. Generally, there will be a telephone call back a week later, as long as the staff's questions are answered truthfully, there is no big difference between the information and what they filled in;

2. Contact the salesman for handling

Call the bank credit card center and explain that you want to apply for a credit card. After that, a salesman will come to the door to handle it, mainly to let you fill in the relevant information, verify the content and be sincere.

3. Handling at bank outlets

Prepare your ID card, proof of income and proof of financial resources, and go to a nearby bank outlet to handle it. Professionals will serve you.

After the credit card is approved, the bank will mail the card to your reserved address, and you can use it after activating it. There is no annual fee for the first year of credit card processing, and no annual fee for the second year with the number of swipes. You can call the customer service of China Merchants Bank for details.