First of all, we have to understand the reasons why credit cards are blocked by risk control, which are usually caused by the following points:

1. Abnormal card application channels: If the cardholder is If you use a fraudulent intermediary or a private card agent to apply for a credit card, it is very likely that the bank will block the card because of suspicion of card fraud.

2. Abnormal card swiping methods: For example, a credit card is often swiped at the same POS machine; transactions occur beyond normal business hours, such as merchants in the wholesale market having transactions after get off work; all transaction amounts swiped are Integers or straight numbers, such as 10000, 50000, 666, 8888, etc., can easily trigger the bank's risk control system.

If you don’t know exactly what caused the credit card to be suspended, you can get a credit card risk report on WeChat. In Kayoucha, the cardholder’s consumption behavior and transaction behavior will be assessed. Detection will help you find the real reasons that lead to the blocking of credit cards.

If the card is blocked due to risks in the account, you can bring relevant supporting materials and submit your personal identity certificate to the card-issuing bank. After verification by the bank, apply to change the password and re-open or cancel and re-apply for a new card. It will take about 1-3 working days for the card to be restored to use.