First of all, overdue once may have a negative impact on your credit history. Banks and other financial institutions will submit your credit card overdue records to credit reporting agencies, which may lead to a decline in your credit score, thus affecting your approval of applying for loans, credit cards or other financial services in the future.

Secondly, overdue once may have an impact on your credit limit. The bank may reduce your credit limit because of your overdue behavior, which means that you may not be able to obtain a higher credit limit, thus affecting your consumption habits and purchasing power.

In addition, a delay may lead to the payment of fines and interest. Banks usually charge overdue users a certain amount of late fees or interest, and you may have to pay extra.

To sum up, the overdue credit card of China Everbright Bank may have some adverse effects on your credit history, credit limit and economic situation. If you want to know more about credit records, I suggest you go to Yingxin to check the big credit data, learn about personal credit records, and how to improve and maintain a good credit status.