As we all know, the interest-free period of credit cards is very long, so many people use credit cards to relieve their financial pressure. Credit cards have different conditions for different banks. If they are rejected, we should find out the reasons. Then, what are the main reasons for the rejection of CCB credit cards? Let's take a look.

1. Not qualified for issuing cards

Many users did not read the application conditions carefully when applying for cards. Many credit cards have application conditions, such as student cards, female cards, membership cards or age restrictions, which will directly lead to the rejection of the card application.

2. The bank's score is not up to standard

The bank uses a scoring system to automatically score users. Only when the score is above the score set by the bank can the card be approved, and if it is not reached, the card will be rejected. The notice that the user received "card issuance refused due to insufficient comprehensive score" refers to this score.

3. There are few application materials

Card applicants must pay attention to the authenticity and integrity of the application materials, which is an important basis for banks to approve cards. This information is especially important when applying for a credit card for the first time.

For example, if you have a house and a car, it is more likely that you can submit the purchase contract, vehicle driving license and other approvals; If there are only simple materials such as a copy of the ID card, the probability of approval is small.

4. Having a bad credit record

After receiving a credit card application, the bank will check the applicant's credit record through the credit information platform. If the credit record is good, the credit card is more likely to be approved.