Credit card repayment date: Different banks have different calculation methods for credit cards, but there are generally two categories: First, it is clearly stipulated that a certain day of each month is the interest-free deadline, and the interest-free period starts from the consumption date. Calculate the date between the starting date and the due date; second, the cardholder sets a single day, and then sets the latest repayment date based on the bill date. The interest-free period is from the consumption date to the latest repayment date. date.

1. The billing date for ICBC credit card is the end of each month, that is, the 30th or 31st, and the repayment date is the 25th of the following month. Assume that you consume on the 1st of the month and repay on the 25th of the following month. You can enjoy an interest-free period of up to 56 days. ICBC's billing date and repayment date are fixed, which is better than other banks. Other banks do not have fixed billing dates and repayment dates.

2. The repayment date for CCB credit cards is 20 days after the bill date. For example, the 5th of each month is the billing date, and the payment due date is the 25th of that month.

3. The repayment date for Bank of China credit cards is 20 days after the bill date, that is, if the 7th is the bill date, the due repayment date is the 27th of the month.

4. The final repayment date for Agricultural Bank of China credit cards is the 25th day after the statement date.

Extended information:

1. Take mobile banking as an example. Currently, all banks basically have corresponding exclusive apps for credit cards, such as China Merchants Bank’s Mobile Life and Bank of Communications’ Pay Bar. Wait, these apps basically support the associated repayment of the bank's or other banks' debit cards, and do not charge handling fees.

2. Most banks’ mobile banking inter-bank transfers and intra-bank transfers are free and instant. You can choose a bank you frequently use to apply for a debit card, open mobile banking, and then bind all your credit cards. When it's time to repay, you can transfer funds directly across banks instantly. In this way, as long as you have your mobile phone in hand, you can repay anytime and anywhere. It is very convenient and there are no handling fees.