CITIC Bank’s black gold credit card is also called LuxuryCard black gold and platinum card. It is essentially a super platinum credit card. The card surface is mainly black, and it is low-key and slightly luxurious. The various benefits of the black gold credit card are very high, but the annual fee is rigidly charged and the fee is relatively high. Generally, the annual fee for the main card is 6,800 yuan/year, and the annual fee for the supplementary card is 3,400 yuan/year.