Top-up: You transfer money from your account to Qian Bao.
Withdrawal: You transferred Qian Bao's money to your account.
The amount recharged through the third-party debit card recharge channel of Qian Bao Network can be withdrawn to any bank's debit card, no matter which bank it belongs to;
The amount recharged from the credit card can only be withdrawn from the credit card of the same bank.