1. Two cards in one, exclusive and exclusive: If you hold Bank of Communications Bailian OK Credit Card, in addition to credit card financial services, you can also enjoy the following member-exclusive services: Under Bailian Group Co., Ltd. For purchases made by card in supermarkets, other retail stores and Bailian OK membership card merchants, Bailian will give feedback on high-value purchases, which will be credited to the cardholder’s membership account in the form of Bailian OK membership points; on Bailian E-city’s third-party e-commerce platform, digital Shopping websites such as Card Network, OK Mobile City Private Network, and Jiajia Building Materials and Home Furnishing Network provide exclusive promotions for cardholders; they also hold lottery promotions for cardholders from time to time.

2. Point rewards, a lot of benefits

With the Bank of Communications Bailian OK Credit Card points accumulated in and outside the store, you can not only enjoy the "Living Life" points reward program and the "Aerospace" You can also enjoy the Bailian OK shopping points redemption service under the "Xiangtiandi" flight mileage redemption plan. The relevant rules are as follows: every 5,000 Bank of Communications points can be exchanged for Bailian OK shopping points worth RMB 20. Cardholders can initiate redemption on their own through Bank of Communications customer service, online banking self-service and other channels. The redemption amount of Bank of Communications points must be an integral multiple of 5,000 (Bank of Communications reward points that are insufficient to redeem Bailian OK shopping points will continue to be valid within the validity period of the points). Each card can apply to redeem up to 100,000 Bank of Communications points into corresponding Bailian OK shopping points per calendar month. Bailian OK shopping points can be directly used as cash at Bailian OK member merchants, or can be used to recharge mobile phone bills, pay public utility fees, etc. on Bailian OK member websites. 1 Bailian OK shopping point = 1 yuan .

3. Annual fee preferential policy

Bailian OK credit card holders enjoy the preferential policy of "no annual fee in the first year, and 6 transactions to waive the annual fee in the next year". Supplementary card holders The total number of purchases made by the cardholder will be calculated together with the main card. Supplementary cardholders enjoy the same annual fee discounts as primary cardholders.

4. Preferential merchant plan

Bailian OK credit card can enjoy our bank’s preferential merchant plan, which provides cardholders with consumption discounts at nearly 5,000 merchants in more than 40 cities across the country.

5. Special bills and considerate services

The monthly statements of Bailian OK Credit Card are specially printed, which not only provides complete transaction records, but also provides rich marketing for cardholders. Event discount information.