The black card of China Construction Bank has the following characteristics:

1. Appearance design: The black card is mainly black, with a simple and elegant design, giving people a sense of nobility and luxury. . Compared with the silver or gold of traditional credit cards, this design shows the unique taste and superiority of the cardholder and becomes a status symbol.

2. Credit limit: Black cards provide high credit limits, which usually exceed the limits of ordinary credit cards, providing cardholders with more spending freedom and meeting high-end consumption needs.

3. Privilege services: Cardholders can enjoy exclusive personal assistant and personal consultant services, such as booking high-end luxury hotels, customizing private travel routes, participating in top social activities, etc. These privileges enhance the cardholders’ social status and sense of superiority.

4. Reward programs and special treatments: The black card also provides unparalleled discounts, free airport VIP services, member-exclusive activities and exclusive benefits, etc.

5. Application threshold: The application threshold for a black card is very high, and applicants usually need to have a high income and a good credit record. For ordinary consumers, a black card may be an unattainable dream.

6. Fees: During use, black cards need to pay higher annual fees and other fees, which also limits their actual use and holding.