Current location - Trademark Inquiry Complete Network - Overdue credit card - Legal Responsibilities of Credit Card Emergency Contacts
Legal Responsibilities of Credit Card Emergency Contacts

Legal analysis:

Collection harassment is illegal. Under normal circumstances, when a credit card expires, the first thing the debt collectors contact is the cardholder. If they cannot contact the cardholder, they may contact the emergency contact you filled in when you applied for the credit card or the company's landline. . If you have not lost contact or deliberately failed to answer the phone, the debt collector has no right to skip you and directly contact your work phone number, or even harass the work phone number, because such behavior obviously violates the cardholder's privacy. If you are fired by your employer due to such behavior, you have the right to pursue the other party's legal responsibility.

Legal basis:

Article 42 of the "Public Security Administration Punishment Law of the People's Republic of China": Sending insults or other messages multiple times (three or more times) to interfere with the normal behavior of others In life, if his behavior violates the above provisions, the victim can report the crime and request the police to impose public security administrative penalties on the perpetrator. You may be detained for not more than five days or fined not more than five hundred yuan; if the circumstances are more serious, you may be detained for not less than five days but not more than ten days, and you may also be fined not more than five hundred yuan. However, if you do not have relevant evidence, such as phone recordings, the content of the text messages, the police are The case will not be filed.