The amount of confidential payment can be set to 200 yuan, 500 yuan, 800 yuan, 1000 yuan and 2000 yuan. Secret-free and visa-free payment means that small payments can be completed without passwords and consumer signatures. In the world, small-sum secret-free visa exemption is a mature payment method, which is also widely used in the domestic mobile payment field, and is the basic function of bank card default opening. Previously, the quota of UnionPay's small confidential visa-free business was set to 300 yuan.

From June 2065438 1, the single limit of unionpay's small confidential and visa-free payment business was raised to 1000 yuan. On March 19, 15, 20 19, the flash payment bank card was exposed at the CCTV March 15 party. A small amount of confidentiality, but the bank staff did not explicitly inform, are all opened by default. 2065438+In April, 2009, China UnionPay and commercial banks jointly launched a new round of notification service, providing a small amount of double exemption and one-click switching function.

Extended data If consumers don't want to use the secret-free and visa-free payment function, they can also turn it off at any time. Debit cards and credit cards issued by bank outlets to consumers are basically enabled with the functions of small confidentiality, visa exemption and "flash payment" by default, but if consumers want to turn this function off.

You can call the customer service of the issuing bank to close it, or you can go to the bank outlet to handle it. In other words, to turn off this function, the cardholder only needs to apply to the issuing bank of the bank card.

Baidu Encyclopedia-Secret-Free Payment