No, UnionPay is convenient in China, and VISA is more convenient abroad.
1. Geographically speaking, UnionPay is a card organization in China, and visa and MasterCard are both card organizations in the United States. At present, domestic bank cards belong to different bank card organizations according to the different prefix numbers, and the bank cards with the word "4" belong to the VISA card organization;
those with "62", "6" and "9" belong to China UnionPay, and UnionPay cards with "62" and "6" are standard UnionPay cards that meet international standards and can be used abroad, which is also the main card of China UnionPay in recent years.
2. Different logos: UnionPay logo is on UnionPay credit card, while VISA logo is on VISA card.
3. In terms of use, UnionPay credit card is of course the most suitable for domestic consumption, but if you need to spend abroad frequently, then a visa credit card is essential.
4. in terms of scope of use, visa credit cards are used in more areas than unionpay.
5. In terms of handling fees, in countries and regions where UnionPay is opened, you can swipe your card to take the UnionPay channel, and no foreign currency exchange fee is required.
while in foreign countries, if you take international routes such as VISA, you will need a foreign currency exchange fee of about 1%. In foreign countries, areas without UnionPay can only take international card lines such as VISA or MASTERCARD.
Extended information:
Online Payment
"UnionPay Online Payment" is a bank card online transaction transfer and clearing platform jointly established by China UnionPay and commercial bank * * *, which supports all types of UnionPay cards. Please refer to the online payment entry of UnionPay for details.
UnionPay wallet
UnionPay wallet is the channel and carrier for UnionPay to provide value-added services to cardholders, including UnionPay cardholder service website and mobile client. UnionPay cardholder service mobile phone client supports iPhone and android mobile phone platforms. Please refer to the entry of UnionPay wallet for details.
Reference:
China UnionPay-Baidu Encyclopedia
Visa-Baidu Encyclopedia.