In the case of Guangfa Credit Card, the "Bianxiangxing" consumption installment means that the cardholder can apply for installment repayment of the principal and handling fees after the consumption and before the current bill date (inclusive) after the single purchase is ≥100 yuan. You can freely choose 3/6/12/18/24 periods. The handling fee for each period is only 0.88/0.7/0.7/0.72/0.72 of the transaction principal. The annualized interest rate is: 15.77/14.26/15.16/15.79/15.80. Period deduction. For example: Apply for a single purchase of 30,000 yuan in 24 installments, and the amount payable in each installment = 30,000/24 ??30,000*0.0072=1,466 yuan. The handling rate for each period, the annualized interest rate, whether it can be successfully processed according to the corresponding period number and the starting point amount are subject to the review results. If you want to learn about/handle installments for consumption by Guangfa Credit Card, please download and log in to the "Discover Wonderful" APP homepage → "I want installments" or follow and bind the "Guangfa Credit Card" WeChat official account.

(Response time: August 10, 2020. For the latest business changes, please refer to the official website of GF.)