Hello, 1. When staying in a hotel or renting a car, the merchant can withhold a certain amount as a deposit by swiping the card, and then swipe the card for actual settlement after the consumption is completed. This kind of transaction is generally called pre-authorization transaction. 2. There will be no handling fee for canceling the pre-authorization at present. 3. Pre-authorization has SMS notification, and pre-authorization is completed without SMS notification. 4. Pre-authorization before formal settlement does not require repayment. Actually, please refer to the merchant settlement and the final bill amount.

If you are in doubt about the amount, I suggest you call our credit card customer service number and select 9 to enter the manual service for detailed inquiry.

If you have any questions about other CMB credit cards, please search for 4008205555 among QQ corporate friends and add CMB Credit Card Center as a friend. Or search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center for consultation. Thank you for your attention and support to China Merchants Bank!