The passbooks and UnionPay cards of rural credit cooperatives can be used nationwide. Rural credit cooperative passbooks can be deposited and withdrawn nationwide as long as the National Universal Deposit and Withdrawal Service is opened. For deposits and withdrawals in other places, the ID card of the person handling the passbook is required. For deposits and withdrawals of more than 50,000 yuan, the ID card of the head of the passbook is required. There is no handling fee within the province, but there is a charge when crossing provinces. Handling fee.
1. Rural Credit Cooperatives are universally accepted nationwide
Rural Credit Cooperatives are universally accepted nationwide and can be used to deposit and withdraw money nationwide. Rural Credit Cooperative's off-site withdrawal process: queue up to get a number (you need to bring a valid ID card. Large-amount withdrawals need to be made one day in advance. Some banks stipulate that more than 100,000 yuan is a large-amount withdrawal, and some banks stipulate that more than 200,000 yuan is a large-amount withdrawal. Specific details The amount is subject to the specific regulations of the bank); after calling the number, go to the counter, hand over the passbook and ID card to the counter staff, and inform them of the withdrawal amount; under the guidance of the counter staff, enter the password to confirm; receive the receipt, sign, get cash and withdraw money receipt.
2. Rural Credit Cooperatives
At present, except for commercial banks, most rural credit cooperatives do not have credit card services. Therefore, before applying for a rural credit cooperative credit card, you must first go to the local rural credit office. Consult with the company to find out whether this business is available. Introduction to Fujian Rural Credit Cooperative Union Credit Card Fuwantong Credit Card is a magnetic stripe RMB payment tool that gives cardholders a certain credit limit and allows them to consume within the credit limit and then repay. It has functions such as credit consumption, cash advance, and repayment, and enjoys benefits such as revolving credit and certain interest-free repayment.
: China UnionPay is a joint organization for bank cards in China. Through the UnionPay inter-bank transaction clearing system, it realizes interconnection and resource sharing between commercial banking systems and ensures the use of bank cards across banks, regions and borders. . The UnionPay network covers urban and rural areas in China and has extended to 170 overseas countries and regions.
1. The purpose of launching the "UnionPay" logo is to provide a convenient way for various automated teller machines (ATMs) and point-of-sale terminals (POS) to accept bank cards issued by commercial banks. A unified identification mark so that bank cards issued by different banks can be used universally on ATMs and point-of-sale terminals with the "UnionPay" logo, providing consumers with convenient, fast and safe financial services. Bank cards issued by different banks can be used in ATMs and point-of-sale terminals with the "UnionPay" logo. The specific categories are: UnionPay cards are cards in China, including credit cards and debit cards. A debit card is a savings card, and you spend your own savings. Credit cards require consumption first and repayment later. 2. Credit limit
The credit limit of all gold cards is RMB 20,000-200,000, and the credit limit of all regular cards is RMB 0.2-20,000. The card is valid for 3 years. Function: Overdraft and credit card consumption. Overdraft consumption within a certain limit.
2. Cash advance (including cash withdrawal and transfer). The maximum daily limit for each card shall not exceed 2,000 yuan, and the cumulative cash withdrawal shall not exceed 50% of the credit limit. Installment payment: The customer's consumption transactions that meet the requirements are applied to be repaid in multiple installments. Cardless payment: Cardholders can use Fuwantong credit cards to make online payments at UnionPay's cooperative merchants without opening online banking, which is safe and fast. Specific payment forms include certified payment and quick payment. (The specific merchant list can be found on the China UnionPay website) Instructions for use: After receiving the card, the applicant can go to the counter or activate the card through telephone banking or online banking. After activating the card, you can go to the counter, telephone banking, self-service machines and other channels to change the transaction password with the password letter. At the same time, you can set the password for telephone banking inquiry.