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Is the CITIC Bank Black Gold Card a credit card or a savings card?
The black gold card of CITIC Bank is a savings card and a debit card.

CITIC Bank issues black gold debit cards to high-end customers (with assets under management of 3-6 million yuan), which are magnetic stripe financial IC chip composite cards. The exclusive card opening gift package specially designed for the black gold card reflects the distinguished quality of VIP service. The card opening package contains the account opening letter of the black gold card, the value-added service manual of the black gold card, the black gold card, the Ukey online banking certificate version, and the business cards of the wealth management manager and wealth consultant.