1. Usually, the basic requirements for applying for a bank’s credit card are similar. Banks often focus on the applicant's credit profile and repayment ability. The credit report mainly depends on the user's credit report. If there are problems with the credit report, the risk is very high for the bank, and there is a possibility that the bill cannot be collected; the same is true for the repayment ability, which is generally based on the applicant's Judgment based on income status. Overall, Huarong Xiangjiang Bank Credit Card is relatively easy to apply for, but some conditions need to be met.

2. Applicants are required to be over 18 years old. Have full capacity for civil conduct.

3. Have a stable job and income. Have the ability to repay on time.

4. Personal credit status is good. No bad credit record.

5. It is worth mentioning. When applying for a credit card, be sure to truthfully fill in information such as your employer and income, because the bank will conduct a follow-up call. In addition, providing some fixed asset information appropriately can help increase the credit card limit.