There are several types of Ping An credit cards. Are they easy to use?
It is very easy to use. Ping An Credit Card has the following types:
1. Ping An Card;
2. Ping An Car Owner Card;
3. Ping An Platinum Card;
4. Ping An i-Car Card;
5. Ping An Ctrip Card;
6. Ping An Standard Card;< /p>
7. Ping An BE@RBRICK Card;
8. Ping An Car Owners Platinum Credit Card;
9. Ping An Manchester United Red Devils Platinum Card;
10. Ping An Elite Platinum Credit Card;
11. Ping An Bank Costco co-branded credit card.
Ping An Bank Credit Card is the first credit business launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has Many special functions provide cardholders with comprehensive security protection covering "safety in consumption, safety at home, and safety in travel".
Ping An Bank Credit Card Center was established in 2000 and settled in Qianhai, Shenzhen in 2015. It was upgraded to a credit card franchise with secondary legal person qualifications and relatively independent operations. As of November 2018, the number of cards in circulation has exceeded 50 million. [2]
Ping An Bank is one of the main business departments of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of more than RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.
Ping An Credit Card
Full protection for consumption losses 72 hours before reporting loss
——If your credit card is lost or stolen, regardless of whether password-based transactions are set up , you can apply to the Bank for compensation for any losses caused by misuse of your card within 72 hours before reporting the loss.
Full protection for cash advance losses if a credit card is robbed - if the cardholder is hijacked by a gangster and is coerced by the gangster and his life and health are seriously threatened, he is forced to disclose to the gangster that the cardholder has stolen the card. If the credit card password in the person's name causes the credit card to be pre-borrowed by criminals through an automated teller machine (ATM) or bank counter, the cardholder can apply for compensation from the bank.
You can choose the transaction password
When you activate the card, the consumption method we set for you is "signature only". If you choose "Sign with password for consumption", please call the 24-hour customer service hotline to apply for settings. After setting the transaction password, you can also change the password through the Bank's ATM cash machines, CDM deposit machines, 24-hour customer service hotline or by logging in to the Bank's credit card website.
Home Security
All Ping An Bank credit card holders can enjoy home theft protection. Cardholders only need to activate the card and successfully swipe it once (no limit on amount). Free home property theft insurance and door and window lock malicious damage insurance. Gold card holders can also receive cash and gold and silver jewelry theft insurance to protect your home safety.
Worry-free travel protection
As long as you use the Ping An Bank Credit Card Gold Card you hold, swipe the card to pay for 100% of the current flight (not limited to domestic and international flights) Passenger Civil Aviation If you pay more than 80% (including 80%) of the ticket price or the tour fee (including air transportation), you can get aviation accident insurance protection of up to 2 million yuan.
Multiple services to make your life worry-free
5% minimum repayment
Ping An Bank Credit Card can enjoy interest-free for up to 50 days Repayment period. If you make normal repayments in the first month (that is, not less than the minimum repayment amount in the current month's bill), the minimum monthly repayment amount will automatically be reduced from the original 10% to 5% from the next month. Maintain a good credit record and make your wealth management more comfortable.
Consumption instant text messages
When you make a purchase or make a repayment, regardless of the transaction amount, the Bank will immediately send a reminder text message to your designated mobile phone. If your mobile phone number changes, please call the 24-hour customer service hotline to modify it in time. In areas where the 400 service is not available, please call (you can go to the official website).
How about Ping An Bank’s credit card?
Ping An Bank’s credit cards are still very convenient, because many of Ping An Bank’s credit cards now cover various consumption scenarios.
If you are just an ordinary user, I think Ping An Bank’s credit card services can basically cover all the needs of ordinary users, such as the daily consumption and daily travel we often mentioned, and even points services and Points rebate.
Let me first briefly talk about the issue of Ping An Bank’s credit card.
We can understand it this way, no matter which bank’s credit card it is, whether it is a credit card from Ping An Bank, a credit card from Industrial Bank, or the China Merchants Bank and CITIC Bank we often mentioned, every bank The credit card functions are basically the same and can basically cover all the needs of ordinary users. When you choose to apply for a credit card, you need to focus on the additional services provided by the credit card. Ping An Bank has many additional services, which is particularly critical.
Ping An Bank can support a variety of consumption scenarios.
We can understand conventional consumption scenarios as daily consumption. However, for the various types of credit cards of Ping An Bank, different types of credit cards of Ping An Bank have different focuses. From the perspective of consumption and consumption rebates, Ping An Bank's credit cards can basically be ranked among the top three credit cards of this type of bank. I have many credit cards, and Ping An Bank Credit Card is one of them.
You can also consider applying for credit cards from other banks.
The various functions of other credit cards are highly similar. If conditions permit, you can also apply for credit cards from other banks. Generally speaking, it is a good choice for ordinary people to apply for 1 to 3 credit cards after they enter society. If the number of credit cards exceeds three, your financial risks may increase at this time.
You can completely evaluate your financial situation and apply for credit cards from different banks according to your actual needs, so that you can achieve temporary cash flow control in emergencies.
Is Ping An Bank’s credit card good? Are there many types of cards?
There are many types of Ping An Bank credit cards with relatively large discounts, such as the more popular Ping An Good Car Owner Credit Card, Ping An Yuexiang Platinum Card, Ping An Express Gold Card, etc. They are all very good, and each card has preferential benefits. They are all different. We can choose according to our own preferences, and Ping An often launches various promotions. Credit card points can also be exchanged for gifts, etc. You can check the details in the Ping An Pocket Bank APP.
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How about Ping An Credit Card?
There are advantages and disadvantages. It depends on individual needs and the one that suits you is the best.
Advantages and disadvantages of Ping An Bank credit cards:
1. Benefits: Most cards come with insurance, and the market value of the insurance included is much cheaper than the annual fee of the card. Ping An has strict controls and activities. Much, actually very good when it comes to customers. Flexible quota, full protection of consumption losses 72 hours before reporting loss, etc.
2. Disadvantages: Ping An has few outlets, expensive annual fees, troublesome repayments, troublesome cancellation, etc. Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and they were renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also has many special functions, providing cardholders with
The most frequently applied card types are as follows:
1. Elite Platinum Card: Annual fee: 600 yuan for the main card and 480 yuan for the supplementary card. Starting from November 16, 2017, the first-year annual fee will be reduced if you spend 8,800 yuan or more on the core card within 3 calendar months (the same for the main and additional cards). The annual fee policy for the next year will be waived if you spend RMB 120,000 on the main card (RMB 100,000 on the additional card).
The benefits are as follows:
a. A fixed compensation of RMB 800 per time for a 2-hour flight delay
b. RMB 66 for domestic airport pick-up service
< p>c. 10 million global comprehensive traffic accident insuranced. 400,000 vehicle occupant accident insurance
2. Car owner’s card: Annual fee: Ping An Bank car owner credit card, annual fee is 200 yuan /year, if the consumption reaches 30,000 yuan in the first year, the annual fee for the next year will be waived, and so on. Activation will incur a first-year annual fee, and the first-year annual fee will not be reduced.
The benefits are as follows:
a. Accident insurance for all vehicle occupants up to RMB 1.1 million
b. Roadside assistance within 30 kilometers
c. Refueling 12% off
3. Standard card annual fee: Gold card 300 yuan/year; regular card 100 yuan/year; supplementary card 150 yuan/year; regular supplementary card 50 yuan/year. There is no annual fee for the main card in the first year. If you swipe the card 6 times a year, regardless of the amount, the annual fee for the following year will be automatically reduced, and so on; the supplementary card is free of annual fees.
The benefits are as follows:
a. From the day after the first purchase, you can receive high-value comprehensive traffic accident insurance every year
b..The day after the first purchase Principal cardholders can receive high-value gas user accident protection every year
Ping An Bank is an important member of Ping An Group of China and an important part of the comprehensive financial service platform of Ping An Group of China. As a joint-stock commercial bank operating across regions, Ping An Bank has a registered capital of RMB 5.461 billion and total assets of over RMB 130 billion. Its head office is located in Shenzhen, and its business outlets are currently located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou. .
Has anyone used Ping An Credit Card? Is it reliable?
I don’t know what level you mean by reliability.
If you are talking about the level of financial security, not only Ping An Credit Card is very reliable, but all bank credit cards are also very reliable. After all, credit cards belong to the banking system, and you don’t need to have any concerns about financial security.
If you are referring to consumption discounts, Ping An Credit Card will launch many preferential activities, and you can also use consumption points to offset related products. It is a relatively reliable credit card.
1. The security of Ping An Credit Card is very good.
I don’t know if you have never used a credit card before. All credit cards on the market are very reliable and there is no problem with their security. If you have never applied for a credit card, Ping An Credit Card is a good choice because the application threshold for Ping An Credit Card is relatively low and friendly to white households. As long as there is no problem with your personal credit report, you will most likely be able to apply for a credit line of 5,000 to 10,000.
2. Ping An Credit Card has many discounts.
No matter which card type you apply for Ping An Credit Card, Ping An Credit Card has activities for redeeming points for gifts, and also regularly launches interest-free installment activities. If you apply for the exclusive card of Ping An Credit Card, you can also get the additional features you want, such as mileage redemption points, interest-free fixed consumption, etc. In addition, some cards of Ping An Credit Card will also offer double birthday points, so you can choose to spend large amounts on your birthday.
3. Although credit card consumption is very reliable, I recommend that you overdraw your credit card reasonably.
Credit cards are actually a double-edged sword. No matter which bank's credit card you apply for, you need to reasonably overdraw your credit card limit, and it is best not to overdraft. Young people often fall into the trap of excessive consumption, and even spend an amount they cannot repay. This situation will only cause you to be unable to repay your credit card normally, and even cause you to maliciously overdue. You should pay attention to the issue of overdue credit cards, as this will seriously affect your personal credit score.
To sum up, Ping An Credit Card is a reliable credit card that you can use with confidence.
Is Ping An Bank’s credit card good?
1. Good; Ping An Insurance Credit Card is the only credit card with an insurance number in the country, covering a full range of high-value sea, land and air insurance. With accident insurance and indoor gas accident insurance, you can enjoy peace of mind when traveling at home.
2. Ping An Bank Credit Card is the first credit card launched after the merger of Shenzhen Commercial Bank and Ping An Bank and was renamed Shenzhen Ping An Bank. In addition to the basic functions of credit cards such as credit consumption and cash advance, it also It has many special functions and provides cardholders with comprehensive security protection covering "safety in consumption, safety at home and safety in travel".
1. Application Conditions
1. Ping An Bank Credit Card is available to all natural persons who are over 18 years old, have full capacity for civil conduct, have a stable and legal source of income, and have good credit. Apply for a personal credit card master card from the card issuer with your valid identity document and other documents required by the card issuer.
2. The main cardholder of Ping An Bank’s credit card can apply for supplementary cards for other qualified natural persons. The principal cardholder is fully responsible for repaying the debts incurred under the principal card and supplementary cards. Supplementary cardholders are jointly and severally liable for the debts incurred under the principal card and supplementary cards.
2. Limit
1. Ping An Bank credit card limit inquiry: You can inquire about Ping An Bank credit card limit through the customer service hotline, and learn about credit card account arrears, current available limit and other information anytime and anywhere. .
2. Temporary credit limit adjustment of Ping An Bank credit card: When using Ping An Bank credit card, if you find that the approved credit limit is not enough and you need to increase the credit limit, you can call the 24-hour customer service hotline to apply for a temporary credit limit increase. Quota. The increased temporary limit of Ping An Bank's credit card will be automatically restored to the original limit after the validity period.
3. Long-term credit limit adjustment of Ping An Bank: You can submit the latest financial income certificate and apply for it at any Ping An Bank branch. Ping An Bank will make an application based on your past card usage history, repayment records, etc. Conduct an audit and adjust your Ping An Bank credit card limit appropriately for the cardholder after passing the audit.
3. Cost information
1. Over-limit fee: Over-limit fee is charged at 5% of the over-limit portion, with no minimum and maximum limits;
2. Late payment fee: 5% of the unpaid portion of the minimum repayment amount, with a minimum charge of RMB 20;
3. Handling fee for peer cash withdrawal: 2.5% of the transaction amount, with a minimum charge of RMB 25;< /p>
4. Inter-bank cash withdrawal handling fee: 2.5% of the transaction amount, the minimum fee is 25 yuan;
5. Overflow payment recovery handling fee: 0.5% of the transaction amount, the minimum fee The RMB charge is 5 yuan;
6. Inter-bank overpayment recovery handling fee: 0.5% of the transaction amount, the minimum RMB charge is 5 yuan;
7. Damage or degaussing The cost of card replacement is 15 yuan;
8. Express fee (optional) 20 yuan;
9. Handling fee for re-sending statements: free within 3 periods, each time thereafter The monthly charge is RMB 10;
10. The fee for reporting a lost card is RMB 60;
11. The password reset letter handling fee is RMB 20;
12. Adjustment The domestic purchase order is 20 yuan.
This concludes the introduction about whether Ping An Credit Card is easy to use and whether Ping An Credit Card is easy to use. Have you found the information you need?