Give the agent a commission of 10% of the credit card limit
The 10 points required to apply for a credit card means that after the credit card is applied for and the limit is approved, the agent needs to charge a 10% commission The tenth point is also called commission or handling fee. For example, if the credit card limit is RMB 10,000, the agent will charge a commission of RMB 1,000.
The agents who collect handling fees belong to small private financial institutions and have certain experience in handling credit cards. There is no fee to apply for a regular bank or online bank. Apply for a credit card from an institution other than a bank. , we must pay attention to prevent the leakage of personal information.
Extended information
About financial fraud prevention guidance
1. In the name of handling credit card processing, collecting customers’ savings card coupons and ID cards is actually 500 suit, sold to a money laundering company.
2. When applying for a loan, no face-to-face interview is required. A scanned copy of the customer’s ID card, a red and blue photo of the person without a hat, and a photo of the ID card in hand are required. It is actually a 200 package, mostly used for fake cards or online deposits.
3. In the name of applying for zero down payment, after buying a car, the customer’s ID card and household registration booklet and other documents are deposited, and the excess debt is paid out by a loan company without the knowledge of the customer and the intermediary.
4. Collect credit cards from customers in the name of limiting the amount of the increase, bind the credit card to the credit card, and use the credit card for small amount increases to steal money.
5. Collect customers’ credit card information and steal points in the name of applying for KT and loans.
6. Collecting customer credit card information and the 3-digit verification code on the back of the credit card in the name of applying for a card, raising a limit, etc. is actually used as internal material.
7. In the name of applying for an advance credit card, the lower-level advertisement allows customers to make non-time deposits, which is actually an intermediary soliciting deposits for the bank's savings card business.
8. In the name of applying for small-amount credit loans, they collected illegal customer information and gave it to the loan company to pledge the customer's savings card. It was actually a 200-unit package, which was sold to individuals and companies for illegal collection.
9. Defrauding customer information in the name of handling bad debts is actually a joint-guaranteed financing loan. Remember that bad debt openings only occur from the end of December each year to the beginning of February of the following year.
10. When collecting customer information in the name of applying for illegal loans, most of them are for reversing accounts for banks, and you must keep your eyes peeled when carrying out illegal accounts.