The interest rate for a credit card that is overdue for 5 days varies depending on the specific bank and credit card product. Under normal circumstances, the interest for 5 days overdue is calculated as follows:

1. Overdue interest rate: The overdue interest rate will be higher than the interest rate for normal consumption, and the specific value is set by each bank.

2. Interest calculation method: Overdue interest is generally calculated on a daily basis. The specific calculation method is to multiply the overdue amount by the overdue interest rate and then multiply by the number of overdue days.

3. Example calculation: Assume that the overdue amount is 1,000 yuan, the overdue interest rate is 50,000 per day, and the overdue amount is 5 days overdue. The overdue interest calculation formula is: 1,000 yuan × 0.0005 × 5 days = 2.5 yuan.

To sum up, the interest on a credit card that is overdue for 5 days depends on the overdue interest rate and the overdue amount, and is calculated on a daily basis. The calculation result is the overdue amount multiplied by the overdue interest rate multiplied by the number of overdue days.

Extended information:

Different banks and credit card products may have different charging standards for overdue interest. It is recommended that cardholders make repayments on time when using credit cards to avoid overdue interest charges. If you are unable to repay on time due to special circumstances, it is recommended to communicate with the card-issuing bank in a timely manner to understand the calculation method of overdue interest and repayment plan.