When purchasing foreign exchange in RMB at business outlets, you can use your credit card and ID card to go to any outlet within the jurisdiction of Bank of Communications that offers foreign exchange purchase business, and repay the dollar debt after purchasing foreign exchange in RMB. The repayment will immediately restore the available credit line and arrive the next day at the latest. ?
2. Online repayment
Log in to registered online banking and mobile banking, and you can automatically purchase foreign exchange for credit cards on the billing day. From the next billing date, the dollar bill arrears in the credit card will be automatically converted into RMB bill arrears (the dollar bill arrears will become zero), and you only need to return the RMB bill arrears. The exchange rate for purchasing foreign exchange shall be based on the bank's selling price in US dollars at the end of business on the accounting day.
3. Self-service foreign exchange purchase repayment
Self-service purchase of foreign exchange to repay the overpayment of RMB can be registered in online banking and mobile banking, and the overpayment will be returned to the RMB account of the credit card after the purchase of foreign exchange. The repayment will immediately restore the available credit line and arrive in real time. ?
Extended data:
For non-cash transactions (cash advance or transfer), the interest-free repayment period is from the bank bookkeeping date to the due repayment date. The shortest interest-free repayment period is 25 days and the longest is 56 days.
During this period, as long as the current payable amount (total amount owed) on the current statement is fully paid off, there is no need to pay any interest on non-cash transactions (advance cash does not enjoy interest-free discount).
The minimum repayment amount means that if the cardholder has difficulty in repaying all the payables before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the issuing bank, but he cannot enjoy the interest-free repayment period. The minimum repayment amount is 65438+ 00% of the consumption amount plus other payables. The minimum repayment amount is listed on the current bill.
Baidu Encyclopedia-Bank of Communications Credit Card