Hope Card is a charity credit card product launched by Guangfa Bank Credit Card Center, which combines the functions of credit cards with charity. One of the most important functions of Guangfa Bank's Hope Card points is the "points donation function". The donation forms of this credit card mainly include "one-time donation", "monthly fixed donation" and "project targeted donation". This point donation function means that when the cardholder uses credit card points to spend up to 10,000 yuan, China Guangfa Bank will donate 10 yuan to the public welfare project selected by the user through the Guangfa Charity Fund. Users can go to the "Discover Wonderful" APP of China Guangfa Bank, select "More Services-Life-Card Wonderful-Card Obtaining-Hope Card Area" and select the project that needs to be donated. After meeting the criteria, China Guangfa Bank will donate to the project.

Of course, Guangfa Bank hopes that in addition to the points function, users can also use the points to redeem goods or various rights and interests in the Guangfa Bank Credit Card Mall after accumulating certain points. Users can redeem through the Guangfa Bank "Discover Wonderful" APP or Guangfa Bank Credit Card Center.

It is worth noting that although Guangfa Bank’s Hope Card is a charity credit card product, its points rules are still the same as Guangfa Bank’s ordinary credit card products. Generally speaking, if you spend 1 yuan, you will earn 1 point.