Credit cards charge an annual fee every year. Many friends forgot the time to collect the annual fee, which was deducted because they didn't pay the full amount. So when is the annual fee of CCB credit card deducted? When will the annual credit card fee of CCB be deducted? China Construction Bank deducts the annual fee in the month when the credit card is approved. Please check the effective date on the credit card for the specific approval month. The valid date of CCB Credit Card is after the validthru sign on the front of the card, with the mid-year month before and the mid-year month after, and the indicated month is the approval month of the credit card. For example, validthru02/2024 indicates that the valid date of the credit card is February 2024, so February is the month of credit card approval, and the annual credit card fee will be included in the bill collection in February. In addition, the credit card of China Construction Bank has the provision of annual fee refund. After deducting the annual fee, a certain number of transactions will be made up within three months. When it meets the requirements, China Construction Bank will refund the annual fee within 1 month. For details, please call the customer service hotline of China Construction Bank.