1. The credit line of Minsheng Credit Card can be used for overdraft consumption. If you want to withdraw it, you can withdraw it through formal channels of banks, such as China Life APP, WeChat official account, official website, ATM, bank outlets, etc. However, the maximum withdrawal amount is 50% of the total amount of the credit card, and the withdrawal will generate handling fees and interest.
2. It should be reminded that you should never cash out with Minsheng Credit Card. Once the bank finds out that it is suspected of cashing out, it will be controlled by the wind, which will lead to the downgrade, freezing and sealing of the credit card.
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