It is free for the account bank to open online banking to handle U shield, and it can be handled directly. The opening method is as follows:

Open online:

Log in to the bank website and click "Register" under personal online banking;

Generally, there will be "online self-service registration instructions". After reading the instructions, click "Register Personal Online Banking".

Fill in the account number, password and verification code of the registration card and submit it;

Then follow the prompts.

Note: Online self-registration online banking has no payment function, only account information can be queried.

Counter handling:

With my bank card and ID card, I can sign a contract to open online banking at the local branch of the issuing bank;

Fill in the application form for opening online banking and submit the materials;

Enter personal information, bind the phone, and the staff will help open it.

Note: Online payment function will be opened at the same time as online banking. If the bank card has financial management function, you can also register online financial management function.