For credit cards that are not used for the time being, put them in locked drawers or cabinets. Don't put them around at will, so as not to cause others to be greedy for a while, steal and steal, and you will also bear the responsibility of not keeping them. The consequence is that funds will be lost in vain.
In order to prevent the bank card from being lost and used by others, it is recommended that you store the bank card, personal password and ID card separately. Remember not to show off your credit card everywhere, and don't tell others your credit card number and expiration date at will to avoid being used by people with ulterior motives. Don't lend your card to others, otherwise it will easily lead to the deduction of bank card fees, suspension of payment and financial losses, and even lead to debt disputes. Please also remember to copy the card number and the service hotline of the issuing bank separately and keep them properly, so as to avoid contacting the issuing bank as soon as possible in case of accidents and avoid losses. Pay attention to the following questions when swiping a card: 1. Problems needing attention in bank card consumption: 1. When using a debit card or credit card, if the transaction is unsuccessful, you should check the bank to which the bank card belongs in time to see if there is any repeated deduction due to network failure. If this happens, you should contact the bank in time to avoid unnecessary losses. 2. For debit cards, there is basically no limit on the daily consumption of each bank. Usually, the consumption does not exceed the deposit amount, but some merchants may limit the consumption of debit cards. When using a credit card, it should be noted that the accumulated amount owed cannot exceed the credit limit of the card, that is, before the consumption arrears of last month were paid off, the reason for the failure of this month's transaction may be that the accumulated amount spent exceeded the credit limit. Credit card holders with travel or mass consumption plans should call the issuing bank to confirm whether the credit card limit is sufficient. 3. Some banks have the option of "whether to choose a password when spending" when applying for a credit card. If you choose to use a password when spending, you should take the initiative to remind the cashier that "the card must enter a password" before swiping the card to avoid transaction failure. 4. Keep the card receipt. Credit card receipt is an important proof of credit card use. Please take good care of the credit card receipt after credit card consumption, which is not only convenient for future audit and return, but also can prevent personal information from leaking. Check the bill when you come back from vacation. Remember to check the credit card bill when you come back from vacation, or take the initiative to settle the overdraft amount of your account, so as not to cause losses beyond the final repayment date. 2. Problems needing attention in bank card withdrawal: 1. Every bank has different regulations on the amount and times of debit card withdrawal at ATM. Usually it does not exceed 20,000 RMB per day in China. If consumers need a lot of cash, it is best to withdraw it at the counter in advance to avoid the inconvenience caused by insufficient ATM money due to excessive withdrawal times and amount. In addition, due to the different amount of single withdrawal from ATMs in different banks, large withdrawals may require multiple operations, and most banks need to pay handling fees for cross-bank withdrawals. If consumers want to save this fee, it is best to withdraw money from the bank where the debit card is located. Credit card should not be used to withdraw cash because of its own characteristics. Four. Other notes: 1. Lost cards should be reported immediately. 2. If the credit card fails to receive the statement in time, you should contact the bank in time to check your consumption amount. 3. Credit card consumption should be repaid according to the repayment date indicated in the statement. Don't put your card with your ID card and password envelope. Check it regularly for loss. In order to avoid financial losses, you should not lend your card to others.