No, it has nothing to do with the credit card itself. The main reason is that the user does not meet the requirements of credit card withdrawal, which leads to the failure of credit card withdrawal. The conditions for withdrawing cash by credit card include: increased income, stable job, a house or car under the name of the cardholder, moderate number of credit cards held by the cardholder and younger age.

However, if the cardholder does not meet the above requirements, the bank will give the user a lower comprehensive credit score. When the comprehensive credit score is low, credit cards can hardly be withdrawn.

Can the credit card limit be adjusted?

Yes, if users feel that the fixed credit limit is too high, they can directly adjust the fixed credit limit on the bank's mobile banking APP, credit card WeChat official account or online banking, and set the credit limit according to their own needs; If you want to increase the credit limit, you need to maintain good card habits and repay in full and on time. The bank will conduct examination and approval according to the specific circumstances, and the specific examination and approval results will be subject to the bank.