The money in your Alipay will still be yours. After February 8, credit cards cannot be used to recharge Alipay.

What is a credit card?

In layman’s terms, a credit card is a small loan payment tool provided by banks to users to consume first and repay later. That is, when your shopping needs exceed your ability to pay or you do not want to use cash, you can borrow money from the bank. This kind of borrowing does not require any interest or handling fees. A credit card is a certificate that a bank promises to lend you money. A credit card will tell you how much money you can borrow from the bank and when you need to pay it back. In addition, you can also withdraw cash directly from the ATM machine when there is no money in your credit card.

To put it simply, you can spend money first and pay later.