I have encountered this problem before, and it is quite easy to solve. Next, I will tell you how to operate it:

Tool: Huawei P5 HarmonyOS 2? Alipay 1.3.66

Step 1: Please find the Alipay icon in your mobile phone, click to enter the main interface, and then select the collect money button. (as shown in the figure below)

Step 2, next, please click the item "Merchant Services" indicated by the arrow. (as shown in the figure below)

In the third step, we need to select the setting item at the top right of the screen. (as shown in the figure below)

Step 4, please select the flower bud collection button in the settings page. (as shown in the figure below)

Step 5, at this time, please click on the screen to open a credit card to collect money. (as shown in the figure below)

Step 6, please click on the items of uploading business license and uploading shop photo on the credit card collection page, then select the following consent agreement and submit it, and the operation is completed. (as shown in the figure below)

These are all the steps to solve the problem of how to receive a credit card with Alipay receipt code. Remember to help me like it and pay attention if it is useful to you ~