What is the annual fee for Bank of Communications credit card?
The annual fees for different credit cards of Bank of Communications are also different. The fees are as follows:
Dual Currency Card: The annual fee for the main card of the Gold Card is 200 yuan, and the annual fee for the supplementary card of the Gold Card is RMB 200. The annual fee for the main card is 140 yuan, and the annual fee for the supplementary card is 70 yuan.
RMB Card: The annual fee for the main gold card is 120 yuan, and the annual fee for the supplementary gold card is 60 yuan; the annual fee for the main card is 80 yuan, and the annual fee for the supplementary card is 40 yuan.
more Card: The annual fee for the main card is 80 yuan, and the annual fee for the supplementary card is 40 yuan.
Platinum main card: Basic annual fee is 1,000 yuan.
Platinum Supplementary Card: No basic annual fee.
There is no annual fee for the Bank of Communications credit card in the first year, and as long as the credit card is swiped six times in a year, the annual fee for the next year can be waived.
Bank of Communications Credit Card is also a group of people with high living standards who are willing to try new consumption habits. "Bank of Communications Pacific Credit Card is a credit card product created by Bank of Communications by introducing HSBC's advanced technology and management;
It brings together global and local advantages, with the theme of "Chinese people's global card" and advocates A brand-new consumer culture and card-using experience that provides preferential benefits and considerate services all over the world.
Online card application refers to the use of the Internet to complete a series of credit card application, registration, review, and certification. The way of handling matters has become a business that various banks are rushing to develop because of its advantages such as speed, convenience and security. Bank of Communications Credit Card is also vigorously promoting online card application through a series of preferential activities
Super online card application: From September 30, 2013 to December 31, 2013, any new customer who submits an application online through the Bank of Communications credit card website and is successfully issued a main credit card will receive a 100 yuan card bonus and can also enjoy free express delivery. Card, get it as soon as the next day
Haoxiangdai
A new credit card installment service launched by Bank of Communications, with high exclusive limit (up to 150,000). and convenient service processes to provide bulk consumption credit support. After signing up for Haoxiangdai, when the consumption reaches the set transaction starting amount, the system will automatically carry out installments, with a maximum repayment period of 24 months and a maximum monthly handling fee of only 0.72%.
The Reddest Friday
"The Reddest Friday" is a weekly credit card program launched by Bank of Communications based on the rigid demand of urban groups for Friday consumption. The five-swipe card consumption rebate activity is also the first marketing brand created by Bank of Communications credit card in the industry that focuses on single-day consumption.
Points Paradise
Points Paradise is also the Bank of Communications. Credit card points mall, where customers can redeem points or swipe their cards to purchase the goods they want, but it is also different from the mall because users can combine points from multiple Bank of Communications credit cards under their name. It can greatly help customers reduce the waste of points.
What is the annual fee policy of the Bank of Communications all-currency international credit card?
The Bank of Communications all-currency international credit card is a specialized one. Regarding credit cards for overseas consumption, some friends who want to go abroad have asked some questions about this card when applying for a global credit card. The most common question is how much is the annual fee policy for Bank of Communications' all-currency international credit cards? ? Today we will answer the question for you.
Annual fee for Bank of Communications’ all-currency international credit card
1. Basic version of Bank of Communications’ all-currency international credit card
Main card The annual fee is RMB 200, and the annual fee for supplementary cards is RMB 100.
2. Bank of Communications All-Currency International Credit Card Elite Edition
The annual fee for the main card is RMB 500, and there is no need for supplementary cards. Annual fee.
For example, the annual fee for Bank of Communications’ gold card is generally RMB 200. The annual fee for Bank of Communications’ all-currency international credit card elite version may be higher than the annual fee for other Bank of Communications’ gold cards. So, what is the annual fee policy of Bank of Communications’ all-currency international credit cards? How to waive the annual fee?
1. Bank of Communications’ credit cards are basically exempt from the first-year annual fee, and Bank of Communications’ all-currency international credit cards are no exception.
2. As long as you make one overseas offline purchase within one year from the card verification date, you can be exempted from the annual fee for the following year, and there is no limit on the consumption amount. It should be noted that online transactions are not counted.
With Bank of Communications’ full-currency international credit card, as long as you make one overseas purchase each year, you can go abroad or travel and shop in Hong Kong and Macao, and the annual fee for the next year can be easily waived. Therefore, friends who feel that the annual fee for the elite version of Bank of Communications’ all-currency international credit card is higher does not need to worry about the annual fee.
I think that although the annual fee of Bank of Communications’ all-currency international credit card is a bit high, its annual fee policy is very good. The annual fee can be waived for one overseas offline purchase within the specified period. I believe that many people who go abroad It can be done easily, and it is still worth buying.
Is the Bank of Communications credit card annual fee waived for only two years? When he said that the annual fee for the next year will be waived after swiping it six times, does it mean that the annual fee for the third year will be waived after swiping it six times in the second year?
Bank of Communications credit card annual fees are waived for not only two years. If you apply six times in the second year, the annual fee for the third year will be waived.
Bank-wide discount: Except for Dual Currency Platinum Credit Card, RMB Platinum Credit Card and Global Credit Card: annual fee is waived in the first year of applying for the card.
Annual fee is waived for the following year after 6 purchases. fee.
Dual-currency platinum credit card, RMB platinum credit card (excluding private banking platinum card customers): Private banking customers are exempted from annual fees during the validity period of their cards. Private banking customers who renew their cards and meet the standards will continue to be exempted from annual fees during the validity period. Private bank customers whose cards do not meet the standard will be charged half the annual fee, that is, 500 yuan/year; Ward Wealth customers will be exempted from the annual fee in the first year, and the annual fee will be charged half from the next year, that is, 500 yuan/year.
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Private Banking Platinum Card: Private Banking Platinum Card core card users whose quarterly average daily assets in our bank reach RMB 6 million or above at the end of the month can be exempted from the first-year annual fee of the Private Banking Platinum Card.
Youyi Platinum Credit Card: RMB 500.
Global Credit Card: Annual fee is waived in the first year for the approved card, and annual fee is waived for the following year for offline transactions overseas
One purchase is made. Global Credit Card holders with Platinum Cards are exempt from annual fees during the validity period of their cards.
Universal Global Credit Card: No annual fee within the validity period.
Wal-Mart Credit Card: Gold Card Supplementary Card RMB 70.
Business Card: Free.
BOSS Credit Card RMB Gold Card:
Free.
Instalment Credit Card: Free.
Y-POWER Credit Card (Campus Edition): Free.
Bank of Communications’ credit card products are named after “Pacific”, such as: Pacific Dual Currency Credit Card, Pacific Y-power Credit Card, Bank of Communications Pacific Walmart Credit Card, Bank of Communications Pacific Suning Appliance Credit Card, Bank of Communications Hong Kong New World Department Store Credit cards and Pacific Business Cards, etc.
The new Bank of Communications Pacific Credit Card is a truly global credit card that integrates Bank of Communications' vast nationwide service network and HSBC's management experience and technical support. Whether you are at home or abroad, you can enjoy shopping and leisure conveniences, highlighting the advantages of global access.
Extended information:
Haoxiangdai
A new credit card installment payment service launched by Bank of Communications, with a high exclusive limit (up to 150,000 ) and convenient service processes to provide bulk consumer credit support. After signing up for Haoxiangdai, when the consumption reaches the set transaction starting amount, the system will automatically carry out installments. The repayment period is up to 24 months, and the maximum monthly handling fee is only 0.72%.
The Reddest Friday
"The Reddest Friday" is a Bank of Communications credit card that starts from the rigid demand of urban groups for Friday consumption and unites many merchants across the country to create a Friday credit card consumption program. The rebate activity is also the first marketing brand created by Bank of Communications Credit Card in the industry that focuses on single-day consumption.
Points Paradise
Points Paradise is also the points mall of Bank of Communications credit cards. Here, customers can redeem points or swipe their cards to purchase the goods they want. But it is also different from the mall, because users can combine the points of multiple Bank of Communications credit cards under their own names, which can greatly help customers reduce the waste of points.