Normal consumption, Minsheng Bank credit card is not limited to the number of transactions. After all, for banks, the more times you trade, the greater the transaction amount, so they will get more handling fees, so generally speaking, they don't pay much attention to your consumption frequency, but if you trade a lot in the same merchant one day, I will arouse their suspicion. Although your card will not be suspended directly, but

Personal advice.

First of all, it is illegal to cash in by credit card. Although many people do this now, I suggest that everyone can establish a good consumption concept, and it is best not to raise cards with cards, because this may lead to a growing deficit.

. First, I often swipe my card in the middle of the night.

Some people think that banks are lax in supervision at night and easy to cash out. But ignoring a common sense, many shops close at night, and the frequency of using credit cards at night is generally not too high.

Second, frequent card swiping on a few pos machines.

Credit card holders swipe their cards in a few pos machines for a short time and with high frequency. It is easy for banks to find out by retrieving your credit card operation records.

Third, the target merchant record of credit card consumption is unknown.

Fourth, the repayment period is often maliciously extended.

This kind of person always pays off the original cash on the repayment date, and then brushes out the money in a short time, so that the repayment date can be postponed to next month. There are even cases of extending the repayment period by repaying the loan on the last repayment date.

According to the Supreme Law and the Interpretation of the Central Bank of the Supreme People's Procuratorate on Several Issues Concerning the Specific Application of Laws in Handling Criminal Cases of Impairment of Credit Card Management, if the circumstances of credit card cashing are serious, it shall be punished for the crime of illegal business operation according to Article 225 of the Criminal Law. A cardholder who overdraws maliciously for the purpose of illegal possession shall be convicted and punished for the crime of credit card fraud according to the provisions of Article 196 of the Criminal Law.