1. It is suggested that the parties concerned collect direct evidence such as IOUs, IOUs and receipts. If not, collect witnesses, telephone recordings, emails, text messages, bank transfer records and other evidence, and then sue the court for repayment as soon as possible. Because once the creditor's right exceeds the limitation of action of two years, the debtor has the right of limitation defense and does not have to pay off the debt. ?

2. If the facts of the case are clear and the evidence is sufficient, the judge will adopt the viewpoint and decide to win the case. After winning the case, if one party fails to perform the court judgment within the time limit stipulated in the judgment, the other party shall apply to the court for compulsory execution of the other party's property as soon as possible. Because the time limit for applying to the court for execution is within 2 years after the judgment takes effect. ?

3. When accepting the execution, the court will inquire about the property, vehicles, securities and deposits under the debtor's name according to law, but more property clues and evidence still need to be provided by the parties. ?

4. If the person subjected to execution has no property available for execution and refuses to perform the effective judgment of the court, negative information such as overdue repayment will be recorded in the personal credit report and credit file. ?

This will restrict the financial services such as bank loans of the executed person, and the executed person may also be restricted from high consumption and entry and exit by the court, and may even be taken into judicial custody for execution. ?

5. If the person subjected to execution refuses to execute the effective judgment of the court, he is suspected of "refusing to execute the judgment or ruling": refusing to execute the judgment or ruling of the people's court, if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or fine.