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How to check the credit card limit

The methods for checking the credit card limit are as follows:

1. Call the bank's credit card customer service hotline with a mobile phone; 2. Check on WeChat WeChat official account; 3. Check on the bank's official website; 4. Check the credit card limit at the bank counter. 5 credit card bills can also see the amount. 6. ATM machine inquiry. 7. Mobile banking app query. 8. SMS inquiry.

1. Telephone inquiry: This is the simplest and most direct method. Cardholders only need to call the customer service phone of the bank and provide them with their own identity information and the information they hold, so they can inquire about their personal credit limit.

second, wechat WeChat official account inquiry

many banks already have their own wechat WeChat official account or service numbers. cardholders only need to pay attention to the bank's WeChat official account or service number and follow the prompts to inquire about the credit card limit.

Third, online banking inquiry: This is also a relatively simple and quick way. Cardholders only need to log in to the bank's official website and enter their own identity information to inquire about personal credit limit.

4. Counter inquiry: Cardholders can also choose to check at the counter, but they need to get the number and queue up.

5. Credit card bill: The easiest way is of course to wait for the bank's monthly bill to arrive, and then it will be clear at a glance.

6. ATM inquiry: the cardholder can select the nearest ATM card to inquire and follow the machine prompts.

7. mobile banking app inquiry: open the bank app, enter the password to log in, and select the thief credit card to check the limit.

8. SMS inquiry: Most banks have set up SMS inquiry service for personal credit limit. Cardholders only need to use the mobile phone number reserved by the bank to send the contents required by the bank to the bank service number, and then they can check the credit limit.

credit card limit, also known as credit card available limit, refers to the maximum amount that you can use with your credit card, which includes the credit limit (that is, the maximum credit card overdraft limit) and the amount deposited in the credit card.

the amount of any credit card depends on the effective income provided by the individual in the application process and the guaranteed value of the assets. The credit limit of a credit card is positively related to the income and secured assets of the applicant, that is, the higher the income and secured assets, the higher the credit limit.