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Can a credit card be used as a pawn?
(China Merchants Bank) No, it takes time to review.

After receiving your application materials, our credit card promoters will forward them to the audit department of the credit card center. It usually takes 10 working days from the receipt of your application materials by the audit department to the completion of the credit card audit. If it is approved, it will be produced and sent within 2 working days, and the SMS will be sent the next day after the card is issued. After receiving the SMS, you can check the card delivery progress in 2-3 working days. By default, the card is sent to the customer's billing address by registered mail, and the general delivery time is within 15 days.