This situation is mostly caused by telecommunications fraud. It is best to verify the ownership of the phone number first and handle it with caution.

How to withdraw cash from a credit card or transfer it to a debit card:

1. One way is to withdraw money directly from a UnionPay deposit and withdrawal machine. In this case, you can only withdraw half of the credit amount. If you trust The limit is 50,000, and the maximum withdrawal can only be 25,000;

2. Another common way to withdraw cash is to swipe it out on the POS machine. In the virtual messaging method, the merchant charges a small fee and gives you cash directly. And the bank doesn't know how you got it. Think of it as shopping. There is an interest-free period. Some are 50 days, so as long as you pay it off within the specified time, no interest will be charged.

Note: If the cardholder cannot repay the loan on time, he will have to bear overdue repayment interest that is higher than the overdraft interest, and may cause a bad credit record, and it will be difficult to borrow funds from the bank in the future. If there is a problem, you may even have to bear the legal risk of losing personal credit.