When you and I are waiting for the loan, it usually takes 1-3 days to receive the payment. For you and me loan users, we should know that there are many factors that determine the loan arrival time, the most important of which is whether the user's qualification and the materials required for handling related loans are complete. If it is a credit loan, you can usually get the money on the same day or the next day, but if it is a mortgage loan, you must apply for a mortgage to obtain other warrants.

What will happen if your loans overdue dies?

1. dunning: after loans overdue, the dunning process will be carried out. After the lender can't contact the borrower, it will turn out the address book and dial according to the mobile phone number provided by the borrower, which has a great impact on the borrower's daily life;

2. Lead to overdue bad credit records: Although your loan is not connected to the central bank's credit information system, the People's Bank's credit information system has recorded your loan behavior. Once it is overdue, the platform will close the user rights, and it will be more difficult to open the related products borrowed by you and me.

3. Penalty interest: After your loans overdue, from the overdue day, the penalty interest will be deducted according to the statutory daily interest rate, and the calculation of interest will not stop until the user pays off all debts. The amount of penalty interest is usually higher than the loan interest rate. As time goes by, the interest will be higher and higher, and it will become more and more difficult to repay later.

4. Being blacklisted for dishonesty: If you live in loans overdue, your loan users will be blacklisted for dishonesty, and it will be difficult for users to apply for other online loans at that time, which will have a great impact on future loans.